Prosper has brought back the community forums. There have been a few changes for the better of the community and continued Prosper success. First they completely removed access to the old forum to bring people onto the new forum. While this may seem like Prosper going back the their bag of tricks and erasing history yet again it was needed. Many of the older forums members had posted many negative things about Prosper when in fact their (older lenders) made bad decisions and have been blaming someone else (Prosper.com) ever since their ROI dropped below double digits.
Prosper also has enabled a cool new feature that we needed from the start. From the beginning of time at forums.prosper.com borrowers have had full access to the lenders side of the forums and could easily tailor their listings to meet exactly what we were looking for and created a edge for themselves over possibly better borrowers that were not as forum savvy. There is a very easy way to get access to all areas....simply apply for borrower or lender status. The group leader role may be more difficult these days but about a year ago anyone interested was granted the role as long as they had a phone and could respond to a system generated email.
The moderation team will have its hands full in the coming months as many lenders expect higher than normal lates and defaults which will in turn generate many more posts inquiring what happened to double digit ROI. Posting on the Prosper.com forums is no longer John Wayne style, every post is read and approved or declined by the Prosper.com moderating team. Big Brother...
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