Paying off debt!
Listing #228317$2,500.00 @ 23.15% AF
24 bids
| Borrower APR: | 23.90% |
| Mo. payment: | $96.97 (3y loan |
| Credit Profile |
| D credit grade |  Homeowner  Account verified | 40% debt to income ratio | |||
 | | | | | |
| Now delinquent: | 0 | First credit line: | Aug-1992 | Employment status: | Full-time |
| Amount delinquent: | $0 | Current / open credit lines: | 18 / 15 | Length of status: | 5y 7m |
| Delinquencies in last 7y: | 1 | Total credit lines: | 37 | Income range: | $50,000-$74,999 |
| Public records last 12m / 10y: | 0 / 0 | Revolving credit balance: | $4,175 | Occupation: | Other |
| Inquiries last 6m: | 1 | Bankcard utilization: | 38% | ||
Description Purpose of loan: The purpose of this loan is to pay off some credit cards that I had to use when my wife went out for emergency surgery and I am needing to pay them off and try to get going again.And also using this to pay the hospital loans off that had acquired since then from the surgery,so then each month I can pay off those hospital bills and creditcards that have added up to be paid off and save me money each month as well.I am greatful to have the opportunity to do this and greatful for the company or person who came up with this.And an average person like me who is not rich just needs a little help every now and then to get ahead,so please consider my request for this loan and thank you.
(explain what you will be using this loan for)
My financial situation: My financial situation is good I pay all my bills each month and able to take my family out to dinner and buy what we need when they need it.I am a good father and a good provider and I do things to help my family out!And I am a good candidate for paying back this loan because each month it comes out no matter what and I do everything in my power that I can to always make my payments on time,even if it means to set @ home for a weekened.
(explain why you are a good candidate for paying back this loan)
Monthly net income: $ My monthly net income is 3600.00
Monthly expenses: $ 2974
Housing: $ 732
Insurance: $ 202
Car expenses: $ 1300
Utilities: $ my wife pays with her check
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 240
Other expenses: $ 50.00
no endorsements from friends
no questions / answers
Again looks to be a safe bet. Credit history indicates only 1 late in the last 7 years. The debt to income is a little high but hey its America. The monthly expense report indicates that this family should be able to make the monthly payments and help their financial situation. Glad to be in on this one as well.
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