Credit Card Consolidation
Listing #229312$9,100.00 @ 14.00% AF (auto fund)
| Now delinquent: | 0 | First credit line: | May-1999 | Employment status: | Full-time |
| Amount delinquent: | $0 | Current / open credit lines: | 11 / 11 | Length of status: | 0y 8m |
| Delinquencies in last 7y: | 0 | Total credit lines: | 17 | Income range: | $25,000-$49,999 |
| Public records last 12m / 10y: | 0 / 0 | Revolving credit balance: | $6,889 | Occupation: | Retail Management |
| Inquiries last 6m: | 0 | Bankcard utilization: | 23% |
| Loan history | Payment history | Credit grade history | |||
| Active / total loans: | 1 / 1 | On-time: | 12 (100%) | A (Oct-2006)  | Drop of 1 credit grade since last loan |
| Principal borrowed: | $3,000.00 | <1> | 0 (0%) | ||
| Principal balance: | $2,102.18 | 1+ mo. late: | 0 (0%) | ||
| Total payments billed: | 12 | ||||
Hello, I am looking to consolidate a couple of credit card balances and a prosper loan into asingle loan. I have had my current prosper loan for over ayear and have made my payment on time each month. I am a responsible individual and will use this money to pay off my credit cards to improve my credit score. I am a retail manager at a national big box chain. This loan will be my only debt payment as my car note has been paid off for over a year. I am currently living with a close friend and therefore my monthly rent payment is very low at $360 a month. I will most likely make prepayments on the loan to pay it off early and be completely debt free.
Monthly Net Income:
$2350
Monthly Expenses:
Prosper Loan: $311
Insurance: $100
Car Expenses (gas, mantenance,etc): $500
Housing: $360
Utilities and Phone: $250
Food, Entertainment: $300
Clothing, household expenses: $200
No endorsements from friends
No questions / answers
This looks to be a promising loan. The credit history is clean as well as already having a prosper loan out for 12 months with zero late payments. The debt to income ration is relatively low even with the new loan. Glad to be part of this one.
Monthly Net Income:
$2350
Monthly Expenses:
Prosper Loan: $311
Insurance: $100
Car Expenses (gas, mantenance,etc): $500
Housing: $360
Utilities and Phone: $250
Food, Entertainment: $300
Clothing, household expenses: $200
No endorsements from friends
No questions / answers
Jessie4209
| Location: | Illinois |
| Member since: | Oct-29-2006 |
This looks to be a promising loan. The credit history is clean as well as already having a prosper loan out for 12 months with zero late payments. The debt to income ration is relatively low even with the new loan. Glad to be part of this one.
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