Nutritionman - UTAH
Mo. payment: $164.64 (3y loan)
Origination date: Dec-15-2006
Collection Agency: Penncro Associates, Inc.
Principal balance: $37.77
Principal paid: $12.23
Interest paid: $4.23
A credit grade - Account verified
17% debt to income ratio
Delinquencies in last 7y: 0
Inquiries last 6m: 0
Total credit lines: 13
First credit line: Feb-1993
Listing Description
I am a hard-working family man who is just trying to catch up. If I can get this loan, it will allow me to pay off my high-interest credit cards and put a little in savings for emergencies.
Endorsements from Friends
Michael has always been a financially responsible person. I have lent him money (sometimes sizeable amounts) through the years and have ALWAYS been repaid as agreed or better--sometimes much better. He is always a good investment. Operator 17
At first glance this loan looks ok. Look closer at operator 17 there is a strong facial similarity. Most likely his father. So it looks like we have a father vouching for his son on a unsecured loan... I bet that means a lot.
I have sent a email to the borrower to see if Prosper.com has has issues with the bank withdrawal again. If a reply is not receive within the next few days I will contact the endorsement to see if there are any system issues preventing him from making payment. Prosper does have its share of system issues.
I believe this loan will flip current due to the low payment amount and the fact that he has made 1 payments on time and sees himself as hard working and hopefully is going to use that emergency cash that we help him put away to take care of his Prosper.com loan.
till next time
Happy Lending!
No comments:
Post a Comment